Homeowners in Santa Clarita, CA can turn to Lucas Insurance Services Inc for their home insurance needs. As an independent agency, we can provide the most choices since we work with a variety of top carriers. It allows us to find the perfect home insurance for you and your home and get you the best price.
Creating a home inventory
A home inventory is a listing of all the possessions in your home and other buildings on your property. If a covered hazard hits you, you will need to provide information about what you had before the event when you file a claim. When your home no longer exists or is heavily damaged, it is hard to picture what was previously in each room. It makes good sense to create an inventory while you can see what you have.
You can do it digitally or with a pad and pen, but whichever method you choose, having pictures of every room in your home is a must. Take the time to list the items individually, giving as much detail as possible. List the brand, the style, model numbers, and serial numbers if appropriate. If you have sales slips or receipts, attach them to the list, and if you have pricier items, get an appraisal and make sure you have adequate coverage.
Do all the rooms, closets, open doors, and drawers; go to the basement, the attic, and the garage or shed. Once you are finished, you need to find a safe way to store the inventory. Placing a copy in the cloud is one secure option. It is safest to have it away from your home and in a water and fireproof container.
Give us a call
Contact Lucas Insurance Services Inc in Santa Clarita, CA, when you require home insurance or if you have questions. We are happy to be of service.