Home insurance provides peace of mind. It protects your largest investment from many of the things that could go wrong, but unfortunately, it doesn’t cover everything. Knowing what is missing in your coverage is important. Lucas Insurance Services Inc in Santa Clarita, CA has been serving the Antelope Valley and across Southern California for decades, and we work hard to earn our customers’ trust and approval.
What Is Covered
Property coverage protects your home, any attached structures, and also detached structures. It covers many things like tornados, hurricanes, and fire.
This coverage protects your assets from any legal actions against you from an injury received at your home or by a member of your family.
Your possessions are covered up to the limits of your policy when they are at home or when they travel away from home with you.
Loss of use
It’s good to know if your home is damaged, you will be provided with the money you need to stay somewhere else until the damage is repaired.
As a homeowner, your insurer has the expectation that you will maintain your property. If you don’t and damage happens, the repair is on you and the home insurance won’t cover it.
Flooding causes a lot of damage, even as little as two inches can cause thousands of dollars in damage. Home insurance doesn’t cover floods, but you can obtain a flood insurance policy if you live in a danger zone.
Whether it is an earthquake, sinkhole, landslide, or mudslide, it is not covered by your traditional home insurance policy.
If you have termites, ants, rodents, or any other pests, your insurance doesn’t cover them.
Get Home Insurance Today
Contact Lucas Insurance Services Inc. in Santa Clarita, CA for all your home insurance needs.