10 Ways to Avoid Disaster When Buying Auto Insurance On-Line!
In todays world of On Line Shopping for Affordable Auto Insurance we are all bombarded by Little Green Lizards, Cartoon Secret Agents and even a guy named Mayhem...
We all are looking to save money on our Auto Insurance. Looking for Low Cost Auto Insurance has been the focus for most Americans. "Cheap Auto Insurance" is just the term for the most of us who have to find ways to save money, so they can comply with the law and still manage to feed their family.
10 Ways to Avoid Disaster Buying Auto Insurance On-Line.
#1 - The Simple way to Avoid Problems is not to buy insurance On Line. Find the Agent and Walk into the office and buy it. Most people feel better when they can work with an actual person. Look them in the eye and walk into the office if there is a problem.
#2 - Do your home work and know what your Buying. Just like this BLOG you can get as much information regarding the coverage you are looking for on line.
#3 - Shop multipule Agencies so you can have a choice of Companies and chose the best for you.
#4 - Shop with a Broker/Agent who Partners with Multipule Quality Companies. This give you more choices. When you call these Big Companies spending Billions of Dollars on line, they can only offer you ONE product!! Yep, just One!
#5 - Stay away from companies offering to give you a gift card for giving them your information. They are information sellers and will give your information to 20 to 50 agents. Be prepared to constantly answer and hang up your phone. Extremey annoying.
#6 - Shop your Local Google Places to find an Agent or Broker you can talk directly to.
#7 - When you decide to give your information on line. Make sure that they are not going to sell it to other Agents/Companies/Brokers. Call their support number and ask the question, could save you big headaches.
#8 - Just be careful if you have done a completely on line transaction and no one has actually spoken to you. Keep copies of all paperwork in an easily accessible file and Follow up with the customer support number to confirm you have a policy. Call them right after to make sure you have something!
#9 - Check with the Department of Insurance for your state and make sure the Insurance you bought is a company registered and approved by the state. In California it's www.insurance.ca.gov
#10 - Monitor your on line payment choice to make sure that someone did not take your information. You can buy on line protection services like LIFE LOCK. Your bank and credit card company's have programs that you can subscribe to or they even offer some free.
Follow these simple Rules and you will be a winner!
Now that we are in the digital age and the internet is the means of most all financial and information sources it is wise to be aware. I recall a statement that I was told when I was younger, "If you are aware of Danger around you, you will be prepared to act and avoid any situation becoming a Huge Disaster."